IBAN tools for the Netherlands

Calculate and check Dutch IBANs using the official Dutch BIC list.

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Check, understand and calculate IBANs

iban24 provides straightforward tools for checking an existing IBAN, calculating an IBAN from domestic account details, and creating EPC QR codes for euro transfers. They help identify typing mistakes, explain the information encoded in an IBAN and prepare payment details without registration.

Which tools are available?

The IBAN checker validates the length, structure and checksum of IBANs from all twelve supported countries. It extracts the bank identifier and account number and, when data is available, displays the bank name and BIC.

The IBAN calculator creates an IBAN from an account number and Bank code. Country-specific rules are applied automatically, and the identified bank can be reviewed before copying the result.

The SEPA QR code generator packages beneficiary, IBAN, amount and remittance details into an EPC-compliant QR code that compatible banking apps can scan.

What is an IBAN?

IBAN stands for International Bank Account Number. It is a standardised account identifier used to make bank details consistent and machine-readable across participating countries.

A Dutch IBAN starts with NL and contains a four-letter bank identifier and ten-digit account number. The example NL91 ABNA 0417 1643 00 illustrates the regional format.

The first two letters identify the country, followed by a two-digit checksum and the country-specific bank and account information. Length and internal structure vary between countries.

What does an IBAN check prove?

A valid checksum shows that the IBAN is structurally plausible and helps detect many common typing errors. Available bank data can also associate the encoded bank identifier with an institution.

It does not prove that an account is active, that a payment is safe or that the stated beneficiary owns the account. The account holderโ€™s name is not contained in an IBAN. Confirm important or unfamiliar payment details through a separate trusted channel.

Privacy and responsible use

Inputs are processed for the requested calculation, check or QR code and are not stored permanently. Use only bank information you are authorised to process and compare results with official information from the relevant bank before relying on them.

IBAN structure in Netherlands

Segment Position Length Example
Country code 1โ€“2 2 NL
IBAN check digits 3โ€“4 2 91
Bank code 5โ€“8 4 ABNA
Account number 9โ€“18 10 0417164300
Example IBAN
NL91 ABNA 0417 1643 00
Total length
18 characters
Bank identifier
Bank code
Example BIC
ABNANL2A
Official data source
Dutch Payments Association

The bank identifier uses four letters rather than digits and matches the first four BIC characters, such as INGB, RABO or ABNA.

Country-specific IBAN rules, bank identifiers and official data sources.

Frequently asked questions

How long is a Dutch IBAN? +
A Dutch IBAN has 18 characters and starts with NL.
Where is the Dutch bank code? +
The four letters occupy positions 5 to 8 and form the start of the BIC.
Where does the Dutch bank data come from? +
The mapping uses the official BIC list from the Dutch Payments Association.
Does a Dutch IBAN contain the account holder name? +
No. The account holder name is not encoded in the IBAN.
Can iban24 tell me who owns an account? +
No. An account holderโ€™s name is not encoded in the IBAN and cannot be retrieved by an IBAN checker.
Does a valid IBAN mean a payment is safe? +
No. It only means the IBAN is structurally valid. The beneficiary and purpose of a payment must be verified separately.
Why is the checksum important? +
The checksum helps detect common typing mistakes. If digits are missing, incorrect or transposed, it will often no longer match the rest of the IBAN.
Can I enter an IBAN with spaces? +
Yes. Spaces used for readability are removed before the IBAN is checked.
Is iban24 a bank? +
No. iban24 provides technical tools and does not hold accounts, provide banking services or execute payments.